Acceptance of Terms
By accessing or using the FIND Mortgage website ("Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Site. We reserve the right to modify these Terms at any time; continued use of the Site constitutes acceptance of any updates.
Not a Commitment to Lend
Nothing on this website constitutes an offer or commitment to lend. All rate information, loan scenarios, and financial estimates are provided for informational purposes only and are subject to change without notice. Actual rates, fees, and terms are determined based on a complete loan application, credit review, and underwriting approval. All loans are subject to credit and property approval.
Permitted Use
You may use this Site for lawful personal purposes related to researching mortgage and real estate services. You agree not to:
- Use the Site for any unlawful purpose or in violation of applicable regulations
- Attempt to gain unauthorized access to any portion of the Site or its infrastructure
- Transmit harmful, misleading, or fraudulent information
- Scrape, harvest, or collect data from the Site using automated means
- Interfere with the operation of the Site or the experience of other users
Accuracy of Information
We make reasonable efforts to ensure that information on this Site is accurate and current. However, we make no warranties or representations regarding the completeness, accuracy, or timeliness of any content. Rate quotes and market data are illustrative and may not reflect real-time conditions. Always confirm current rates and terms directly with us before making financial decisions.
Third-Party Content & Links
This Site may include embedded third-party tools (such as property search and rate widgets) and links to external websites. We do not control and are not responsible for the content, accuracy, or practices of third-party sites or services. Inclusion of any third-party tool or link does not constitute endorsement.
Intellectual Property
All content on this Site — including text, graphics, logos, design elements, and code — is the property of FIND Mortgage or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this Site without express written permission.
Disclaimer of Warranties
This Site and its content are provided "as is" without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.
Limitation of Liability
To the fullest extent permitted by law, FIND Mortgage shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of or inability to use this Site, or from reliance on any information provided herein — even if we have been advised of the possibility of such damages.
Regulatory Compliance
FIND Mortgage operates as a licensed mortgage broker under California DRE and is registered with the Nationwide Multistate Licensing System (NMLS). We are subject to applicable federal and state lending laws, including the Equal Credit Opportunity Act (ECOA), Fair Housing Act, Truth in Lending Act (TILA), and Real Estate Settlement Procedures Act (RESPA). We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, familial status, disability, or any other protected class.
Equal Housing Opportunity
FIND Mortgage is an Equal Housing Opportunity lender. We are committed to providing services free from discrimination and in compliance with the Fair Housing Act and all other applicable equal opportunity laws.
Governing Law
These Terms are governed by the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the courts of competent jurisdiction within the State of California.
Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
Contact
Questions about these Terms may be directed to us at seaninesta@ratexray.com or (323) 788-5222.